In Sri Lanka’s fast-moving retail and service economy, fragmented payments are detrimental to businesses. Where customers expect speed, flexibility and convenience. while merchants strive to achieve efficiency, visibility and maintain a steady cash flow.
This is where card payments and bill payments in one POS machine drive a competitive
advantage rather than a “nice to have.”
This article explains what a multi-service POS machine is and why traditional EDC sales are falling behind. Also, how modern solutions like Pay&Go POSes are reshaping the business landscape across the island.
What Is an EDC POS Machine?
A multi-service POS machine goes beyond basic card acceptance. Instead of handling only debit and credit card payments, it enables merchants to:
● Creates a new source of revenue
● Tap into new customers
● Open 100s of new services
● Also, to accept card payments
all from a single device.
Card Payments & Bill Payments in One POS Machine
With point of sales machines of Pay&Go, customers don’t need to visit multiple establishments to settle different payments. While you, the merchant benefit by offering more services at the counter, increasing foot traffic and repeat visits.
Why Traditional Card Machines Are Outdated
Designed in a different era, their limitations include:
● Bulkier/ chunkier
● In-built OS (not Android)
● Scalability concerns
● Poor battery life
● Singular network connection
As customer behaviour navigates around one-stop shops, businesses using single-function POS machines risk being left behind.
Introducing Pay&Go POS
Pay&Go POS is designed specifically for Sri Lankan businesses that are looking for business expansion and revenue growth.
Smart Card Acceptance Options
Pay&Go POS supports multiple payment methods to ensure every customer can pay their way:
● NFC accepting / Tap to Pay
● GPay compatibility
● Chip insert
● Card swipe option
Machine Setup & Receipts
The device is:
● Android 10 & above
● 5.5-inch UHD IPS Display
● USB Type-C charging port (Compatible with any phone charger)
● Fast-Charging
● Portable (includes a 5000mAh battery)
● Equipped with built-in receipt printing for instant proof of payment
This flexibility makes it ideal for retail shops, restaurants, pharmacies, salons, Mom & Pup shops, Groceries, hardware stores, service providers and other businesses.
Bill Payment Categories You Can Accept
One of the biggest advantages of Pay&Go POS is the ability to accept multiple payment types/ services from one machine.
Merchants can process payments for:
● Utilities (electricity, water, etc.)
● Mobile reloads and bills
● Insurance payments
● Finance and leasing instalments
● Internet services
● Television subscriptions
● Online services
This transforms your outlet into a one-stop payment point, driving consistent monthly foot traffic and building customer loyalty.
How Pay&Go POS Creates Transaction Transparency
Payment acceptance is only half the story. Visibility and settlement speed directly affect
business cash flow.
Online Reports
Pay&Go POS provides online transaction reports that allow merchants to:
● Track payments in real time
● Reconcile daily transactions easily
● Reduce manual errors and disputes
Funds Credited on the Next Working Day
Payments are credited on the next working day, helping businesses maintain constant and healthy cash flow.
Pricing, Fees & Merchant Benefits Explained
Transparency matters when choosing an EDC solution. Pay&Go POS is structured to remove common merchant pain points.
Monthly Transaction Target
At Pay&Go Merchants are not pressured to meet a minimum transaction volume.
Annual Fee / AMC
There are no annual subscription charges at Pay&Go, therefore ensuring the non-existence of any long-term operating costs.
Industry-Standard Transaction Rate
Card transactions are processed at a competitive yet fixed 3%, aligned with industry standards in Sri Lanka.
Why Multi-Service POS Machines Are the Future
For Sri Lankan businesses, the shift is clear:
● Customers demand a one-stop payment experience.
● Merchants always look for new revenue streams and more customers.
A POS machine that combines card payments and bill payments in one device is no longer optional, it’s a strategic necessity.
In today’s digital economy, Pay&Go POS enables businesses to serve more customers, offer more services and generate a new stream of income.